Impact & Expertise

Financial Institutions

Industry Challenges

Indian financial institutions have been widely noticed for remaining largely unscathed the global banking crisis. However, challenges galore for the industry. Even after decades of deregulation and reforms, a very large number of Indian households do not have access to organize financial services. While Indian industry is gaining global recognition for "frugal" innovation, financial services industry is yet to achieve a break through. About 70% of India's banking industry is in Public Sector and has inherited the most knotty of strategic challenges in form of very high average age of employees. The banking industry anticipates fall in margins and increase in capital requirements over time and thus a dire need to increase productivity across the board. The rapidly growing and dynamic Non Bank Finance Company (NBFC) segment has played a crucial role in bridging the institutional gaps in organized finance in India. The NBFC industry has also created enormous wealth. However, the segment faces challenges of funding and competitive differentiation against banks.

BCG Competencies

Our practice works with leading financial institutions in India to help them improve their competitive advantage in these challenging times. Our clients include leading banks, Non Bank Finance Companies (NBFC), exchanges, development financial institutions, asset management companies, and back office service providers.

We assist the financial institutions with a wide range of services including:

  • Corporate strategy and portfolio planning

  • Business unit strategy formulation, market entry strategy

  • Performance enhancement initiatives in sales and back office

  • Risk management

  • Business divestiture, JV partner search and venture formation

  • Program management of long term transformation, restructuring, and change management

Other Publications

  • Global Payments 2013: Getting Business Models and Execution Right
  • MORE
  • Building on Success: Global Asset Management 2011
  • MORE

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